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Wholesale by Total Quality Lending

Non-QM, DSCR, CES, and Hybrid BPL — priced fast, underwritten carefully, and supported by senior AEs with AI-assisted tooling.

Quinn · AI Help Desk

Drop your scenario questions with Quinn.

Grounded in TQL guidelines. Pressure-test a file, ask a structuring question, or get a fast read on eligibility — any time, day or night.

Product Suite

Prime Time Non-Agency end to end.

Comprehensive Non-Agency solutions without the gaps.

Forms Library

Submit cleanly the first time.

Cover sheets, checklists, credit authorizations, condo questionnaires, and appraisal transfer letters — the full document pack in one place.

Mortgagee & Loss Payee

Total Quality Financial Inc, ISAOA/ATIMA
630 West Carmel Ave #160, Carmel, IN 46032

Now onboarding partners

Start closing loans with TQL.

Submit your app in under 90 seconds. Get approved in hours.

FAQ

Questions, answered.

  • TQL Wholesale lends across our active footprint nationwide. Toggle between Investor Business Purpose and NON QM Primary & 2nd Homes to see coverage in your state.