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About TQL Wholesale

Built in Carmel, Indiana. Backed by people who pick up the phone.

Total Quality Lending is a modern mortgage lender. Our wholesale division partners with mortgage brokers on Non-QM, DSCR, CES, and Hybrid Business Purpose Loan programs — fast decisions, modern tooling, broker-first support.

What we believe

Brokers don't lose deals because rates are 1/8th higher — they lose deals because someone went silent. We invest in senior AEs, fast scenario reviews, and modern tooling so the boring fundamentals never become the reason a closing slips.

Where we live

Headquartered in Carmel, IN. NMLS #1933377. Equal Housing Lender. Wholesale division operating nationwide where the four flagship programs are eligible.