Broker Tools
DSCR, mortgage, and blended-rate math — without the spreadsheet.
Quick-compare DSCR ratios across loan amounts and rates, size a clean mortgage payment, or weigh a first-versus-second blended rate. Same formulas your underwriter uses, ready in seconds.
Loan Information
LTV Ratio
75.00%
Monthly Expenses
Total Monthly Expenses
$600
Monthly Income
DSCR Quick Compare — ROI
- Strong (≥ 1.25)
- Qualifying (≥ 1.00)
- Marginal (≥ 0.75)
- Below (< 0.75)
| Loan Amount | Payment Type | 6.250% | 6.500% | 6.750% |
|---|---|---|---|---|
| $400,000LTV: 66.67% | DSCR (PITI 30yr) | 1.14 | 1.12 | 1.10 |
| Monthly Payment | $3,063 | $3,128 | $3,194 | |
| Interest Only | 1.14 | 1.12 | 1.10 | |
| $450,000LTV: 75.00% | DSCR (PITI 30yr) | 1.04 | 1.02 | 0.99 |
| Monthly Payment | $3,371 | $3,444 | $3,519 | |
| Interest Only | 1.04 | 1.02 | 0.99 | |
| $500,000LTV: 83.33% | DSCR (PITI 30yr) | 0.95 | 0.93 | 0.91 |
| Monthly Payment | $3,679 | $3,760 | $3,843 | |
| Interest Only | 0.95 | 0.93 | 0.91 |
Mortgage Details
Monthly Payment
Principal & Interest
$2,993.86
Total Loan Amount$450,000
Interest Rate7.000%
Loan Term30 years
Total Interest Paid$627,790
Total Amount Paid$1,077,790
First Mortgage
Second Mortgage
Blended Rate Results
Blended Interest Rate
6.583%
Total Loan Amount$450,000
First Mortgage Rate6.500%
Second Mortgage Rate6.875%
First Mortgage Weight77.8%
Second Mortgage Weight22.2%
Combined Monthly Payment$2,869.17
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