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Total Quality Lending · TPO & Wholesale

The Best Wholesale DSCR & Non-QM Lender for Brokers and Investors

Total Quality Lending is the top-ranked wholesale mortgage partner for DSCR, Non-QM, bank statement, 1099, Airbnb investment property, foreign national, and self-employed borrower loans. National coverage. Dedicated scenario desk. Invest with Confidence.

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  • DSCR
  • Non-QM
  • Bank Statement
  • 1099
  • Foreign National
  • ITIN
  • Airbnb / STR
  • Closed End Second
  • HELOC
Wholesale & Broker

Wholesale & Broker Questions

Investor & Borrower

Investor & Borrower Questions

Program Index

TQL Non-QM Program Index

ProgramUse Case
Total Non AgencyFull-doc Non-QM Standard or Alt Doc
Total Non Agency A+Upper-tier Non-QM with credit-event allowances
Total DSCR +Core 1–4 family DSCR investment loans
TQL DSCR + Hybrid InvestorHybrid DSCR for blended investor income
Multi + Mixed Use 5-9 Units5–8 residential and 2–8 mixed-use
SoloNote — DSCR / Cross CollateralSingle-note cross-collateralized DSCR
Total Jumbo ASuper-Jumbo Non-QM
Foreign National DSCRInvestment-only DSCR — no US credit score required
ITINITIN borrower full-doc
Closed End SecondStand-alone or simultaneous 2nd lien
HELOCRevolving 2nd lien (TQL Equity Line)
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